The practice of takaful insurance in Algeria between the allocation of a window and the establishment of a company

Abstract

This research examines some of the provisions of Executive Decree No. 21-
81 establishing the conditions and modalities for the practice of takaful insurance
in Algeria, concerning how to provide takaful insurance services to the public,
where this is done either through the establishment of an insurance company
specializing in the provision of takaful insurance services, or through an internal
organization called A "window" through which a traditional insurance company is
permitted to provide symbiotic insurance services along with traditional insurance
services and must be completely separated.
The practice of this activity in one form or another requires that certain
conditions prescribed by the legal and regulatory provisions, as well as several
implications, be met in the hope of the proliferation and development of this type
of service that conforms to the principles of the Islamic sharia.