BERKANE, Imed; HAMMADI, Zoubida. The reality of digital financial inclusion in algeria in light of the adoption of a national strategy for digital transformation. Journal of Human Sciences , Constantine, Algeria, v. 35, n. 4, p. 439–454, 2024. DOI: 10.34174/scwrkw16. Disponível em: https://revue.umc.edu.dz/h/article/view/5170. Acesso em: 23 sep. 2026.